Trusted Insurance Broker
& Strategic Account Partner
Protecting families and advisors to make confident decisions—supported by compliant documentation and exceptional, concierge-level service.
✵ Proudly serving Ohio, Kentucky, and 10 additional States.
“JBJ4 has been a lifesaver for me. Their attention to detail and personalized service truly set them apart. I highly recommend their services to anyone in need of insurance guidance.”
- Katherine L.
How May I Assist You Today?
JBJ4 - Comprehensive Protection Across Four Key Areas. Choose one, or safeguard them all.
Contact us
For any inquiries or to book an appointment, please fill out the form below.
About JBJ4
JBJ4 is built on proud Polish noble roots, represented by my family’s coat of arms. We are fighters at heart — loyal, resilient, and committed to protecting those we serve. With expertise in Medicare, Life Insurance, Legal Protection, and Notary services, JBJ4 delivers trusted solutions to safeguard your health, family, and future.
Frequently asked questions:
Does it cost anything to talk with JBJ4?
No. Consultations are always no-cost. We’ll review your needs, explain your options, and help you decide what works best — with no obligation.
What services does JBJ4 provide?
We simplify and protect life’s essentials: Medicare guidance, life insurance, legal protection plans, and notary services — all under one roof.
How does JBJ4 help with Medicare?
We guide you through plan comparisons, explain your benefits, and make enrollment simple so you can feel confident in your coverage.
How much Life Insurance do I really need?
That depends on your family’s financial goals, debts, and future plans. We’ll walk you through a personalized assessment to determine the right amount for your situation.
Why would I ever need Legal Protection?
Life is unpredictable — from billing errors, landlord disputes to traffic tickets or contract questions. Having affordable access to a lawyer, in any area of Law, ensures you’re never left unprotected.
How does a Notary protect my documents?
A notary verifies your identity and witnesses your signature, making documents legally recognized and far less likely to be challenged in court.
Do I need an appointment for Notary Services?
Yes, scheduling is recommended to ensure availability. However, we do our best to accommodate urgent requests whenever possible.
What makes JBJ4 different from other agencies?
Most agencies focus on selling products. JBJ4 focuses on people — offering clear guidance, honest answers, and personalized service. With expertise across Medicare, life insurance, legal protection, and notary work, we provide a one-stop resource for life’s essentials, backed by trust and integrity.
Where is JBJ4 located, and do you serve clients outside Kentucky?
We are based in Kentucky but licensed to assist clients in multiple states. Contact us to confirm if we can serve your area.
How do I get started with JBJ4?
Simply reach out for a free consultation. Whether you need one service or all four, we’ll tailor solutions to fit your unique needs.
Who is JBJ4?
JBJ4 stands for Joseph B. Janidlo IV — a husband, father, and independent broker with a commitment to protecting families.
I specialize in four areas of expertise: Medicare, Life Insurance, Legal Protection, and Notary services.
My work is rooted in Faith, Family and Tradition, symbolized by our coat of arms. I bring that same spirit of loyalty, resilience, and protection to every client I serve.